Loan and customer management
Maintain borrower records, loan details, instalment schedules, balances and loan history to support lending and repayment administration.
MPAC ERP · Microfinance ERP
Microfinance ERP Software in Sri Lanka
Manage loans, daily collections, field recovery, branches and accounts with MPAC ERP by Ceylon Cloud Technologies. Bring your microfinance operations together with online and offline recovery tools, officer GPS tracking, customer mobile access and business reporting.
16+years building microfinance software
500+companies use MPAC ERP
2009building microfinance ERP since
2×automatic backups every day
Product overview
One system for your lending business
MPAC ERP is a microfinance business management platform developed by Ceylon Cloud Technologies. It helps your team maintain customer and loan records, follow repayment schedules, record collections and review outstanding balances through connected operational workflows.
Field recovery tools support online and offline collection work, while GPS tracking helps management monitor officer activity. Branch reporting and accounting workflows give owners and managers a clearer view of collections, transactions and business performance.
Customer mobile access gives borrowers a convenient way to view their loan information and transaction history. Available modules and mobile access depend on the selected package and implementation scope.
Benefits
Bring your microfinance operations into one system
- Keep customer records, loans and repayments easier to follow.
- Support recovery officers working in the field.
- Review collections and outstanding balances across branches.
- Connect operational transactions with accounting workflows.
- Give management access to reports for day-to-day decisions.
Features
MPAC ERP features
Modules available to you depend on the package you choose.
Daily collections and field recovery
Record collection activity and review recovery reports. Online and offline recovery workflows support field teams working with changing connectivity.
Officer GPS tracking
Use officer location tracking to support field supervision and recovery coordination. Tracking depends on device permissions, connectivity and the configured workflow.
Branch management
Review branch activity through a central platform and follow collections and reports across your business locations.
Accounting and financial reporting
Manage financial transactions, vouchers and general ledger workflows alongside loan operations. Use financial reports to support bookkeeping and management review.
Customer mobile access
Provide customers with access to their loan details, balances and transaction history through the customer mobile app, within the agreed implementation scope.
Management reports and notifications
Review collection results, outstanding balances and operational reports. Use configured SMS and notification workflows to support customer communication.
Receipts and documents
Print receipts from the field over Bluetooth and generate loan agreements, promissory notes and warning letters, depending on your package.
Access levels
Give officers, staff and managers the access their role needs, across one branch or many.
Guarantor management
Record guarantors with each loan and follow them up during recovery.
Automatic late charges and interest
Late charges and interest are calculated automatically from your loan rules, so every officer applies them the same way.
Accounts and tax
Complete accounts with tax handling, posted from loans, collections and expenses.
Employee and salary management
Keep staff records and process salaries within the same system.
Who it is for
Built for every kind of finance business
Microfinance, money lending, daily collection, leasing, hire purchase and pawning businesses use MPAC ERP.
Daily collection
MPAC ERP runs daily collection businesses from the route to the ledger. Officers collect on the MPAC Finance app,…
Learn morePawning centres
MPAC ERP includes a Daily Pawning package for businesses that run pawning alongside daily lending. Keep customer…
Learn moreLeasing and hire purchase
MPAC ERP helps leasing and hire purchase businesses follow every contract from registration to the final instalment.…
Learn moreMoney lending and microfinance
From daily loans to micro group lending, MPAC ERP keeps borrower records, repayment schedules and collections together.…
Learn moreMicrofinance Act and continuous improvement
Kept up to date with the law and your industry
Microfinance rules, regulations and business needs keep changing, and MPAC ERP changes with them. Our dedicated research and development team:
- Follows Sri Lanka’s Microfinance Act, related regulations and industry best practice.
- Updates the system for new legal and compliance requirements.
- Adds features and improvements from customer feedback and industry needs.
- Keeps improving performance, security and ease of use.
All system updates, compliance improvements and new features are included for life, at no extra cost.
Built by Ceylon Cloud Technologies
A government-registered Sri Lankan company, building microfinance ERP since 2009.
- Experienced development team
- Continuous updates
- Industry-focused system
What you get
One monthly fee. Everything included.
No extra charges
System updates, improvements, staff training and technical support are included. One monthly service fee covers cloud hosting, technical support and maintenance.
No storage limit
Unlimited database storage: unlimited customers, unlimited loans and unlimited employees.
Training and lifetime support
Staff training, a video training course and lifetime technical support, with a warranty certificate and an official data safety and maintenance agreement.
Data security
Your data is our first responsibility
MPAC ERP runs on AWS cloud servers in dedicated data centres, built for security, speed and high availability.
- Automated backups twice a day
- Cloud backup and local backup
- Optional backups to your email or Google Drive
- Access levels for every staff role
Automatic backups every day
12:00 midnight12:00 noon
Every backup is kept in the cloud and locally, so your loan records are protected against loss.
Add-ons
Grow MPAC ERP with add-on modules
Add accounting, payroll, marketing, a Kanban dashboard and SMS to MPAC ERP when your business needs them. Add-ons share the same records, so nothing is typed twice.
Accounting system
Ledger, cash and bank books and financial statements from your daily transactions.
Payroll and HR
Employees, attendance, allowances, deductions, salaries and payslips.
Marketing
Customer groups, campaigns and bulk SMS, with follow-up of leads.
Kanban dashboard
Boards for follow-ups, leads, support tasks and projects.
SMS gateway
Automatic payment, reminder and alert SMS with your sender ID.
Implementation and pricing
Tell us about your loan operations, branches, field team and reporting needs. Our team will demonstrate suitable workflows and prepare a quotation covering the selected modules, implementation, training and commercial terms. Ask about one-time purchase and subscription-based hire-purchase options.
FAQ
Frequently asked questions about MPAC ERP
What is MPAC ERP?
MPAC ERP is a microfinance ERP platform from Ceylon Cloud Technologies that connects loan administration, collections, field recovery, branch operations and accounting.
Does MPAC support offline recovery?
Yes. MPAC includes online and offline field recovery workflows. Our team can demonstrate how offline recording and synchronisation work in your selected setup.
Can MPAC manage multiple branches?
Yes. MPAC supports central management of branch operations. Branch availability and limits are confirmed in your package and quotation.
Can customers view their loan details?
Customer mobile access supports viewing loan information and transaction history. Access and available functions are confirmed during implementation.
How much does MPAC ERP cost?
Pricing depends on the selected package, modules and implementation requirements. Request the current package details and a quotation from Ceylon Cloud Technologies.
Are there extra charges for updates, training or support?
No. System updates, improvements, staff training and technical support are included. You pay a monthly service fee that covers cloud hosting, technical support and maintenance.
Is there a limit on customers, loans or storage?
No. MPAC ERP comes with unlimited database storage, so you can keep unlimited customers, loans and employees.
Does MPAC ERP follow the Microfinance Act?
Our research and development team follows the Microfinance Act, related regulations and industry practice in Sri Lanka, and updates the system when requirements change. Compliance updates are included at no extra cost.
How is our data protected?
MPAC ERP runs on AWS cloud servers in dedicated data centres. Your data is backed up automatically twice a day, at 12 midnight and 12 noon, to cloud and local backups, and you can also receive backups by email or Google Drive.
Do you provide training?
Yes. We train your staff, give you a video training course and provide lifetime technical support. You also receive a warranty certificate and an official data safety and maintenance agreement.
How can I see the system?
Use the Book an MPAC Demo enquiry form to arrange a demonstration of the workflows relevant to your business.
Need ERP for a trading or retail business? Explore Smart ERP
Ready to simplify your microfinance operations?
Book an MPAC ERP demonstration with Ceylon Cloud Technologies and explore a setup that matches your business.